Texas drivers convicted of certain offenses, like DWI, may need SR-22 insurance to reinstate their licenses, proving they carry required liability coverage. Non-owner SR-22 insurance is available for those without a vehicle. Filing involves paying fees and submitting proof to the Texas DPS. SR-22 insurance costs average $88/month post-DUI, higher than standard rates. Coverage must meet state minimums and typically lasts two years. SR-22A requires six-month payments and applies to repeat violations.
