Early 2026 projections suggested a slightly less active Atlantic hurricane season, but experts warned brokers not to let clients mistake fewer storms for safety.
Recent US weather losses kept insurers cautious. A federal agency's data showed billion-dollar disasters steadily ↑, with damages topping $100B in several recent seasons.
Experts said businesses should reassess property values, exposures, and coverage against current operations, while making sure employees know emergency protocols before any storm hits.
Business interruption coverage was flagged as often overlooked, even though downtime can hurt more than physical damage, especially for small and mid-sized businesses.
Basic mitigation still mattered: trim trees, inspect roofs, test backup generators, and review flood exposure, including inland areas businesses may not traditionally consider risky.
Experts urged brokers to frame risk around business continuity, as climate shifts made catastrophe losses broader, more severe
