Global commercial property buyers are expected to see a competitive market through the rest of 2026, as insurers' strong balance sheets and capital boost competition.
Overall commercial property/casualty premium growth averaged nearly flat in the current first half, the lowest level since 2017, supporting easier conditions for many Global buyers.
Commercial property rates are projected to fall ~4% on avg. through the rest of 2026, with the best pricing for favorable risks outside catastrophe-prone areas.
General liability was improving in Global, with lower-hazard businesses potentially seeing flat or lower pricing, while higher-risk sectors faced increases and tighter policy language.
Commercial auto and umbrella/excess liability stayed toughest, but cyber pricing largely stabilized and directors-and-officers coverage remained competitive, giving Global buyers varied renewal conditions.
