Past national data showed 1 in 7 drivers, or 32.7M people, drove uninsured in 2022, above 2019 and 2020 shares nationwide overall.
Economic strain, job losses, and remote work were cited as reasons some Americans skipped coverage during and after the pandemic period nationwide.
A driver survey found ~63% reported higher premiums at least once over 12 mo, and ~3% canceled coverage to cut costs overall.
Coverage rules vary: nearly every state requires liability insurance, while 20 states and DC also require uninsured motorist protection at some level.
Drivers can stay protected by confirming state minimums, adding uninsured motorist coverage in at-fault states, or considering property-damage protection in no-fault states.
